Newsletters

28
Oct

Do You Know Life Insurance Isn’t Just for Death Protection?

When most people think about life insurance, what usually comes to mind is settling final expenses and providing financial support for your loved ones or death protection.  That is what life insurance is commonly used for, but there are other benefits of life insurance other than for death protection:

21
Oct

Ensuring a Worry-Free Rollover of Your Retirement Savings Assets

The average American worker stays at a job only 4.2 years. Many had funded retirement accounts they’ve left with the employer’s plan custodian when they moved to a new job. Leaving retirement savings at multiple employers can create higher investment costs to keep the account in former employer plans or create an inconvenience to maintain and rebalance.  This drawback may

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14
Oct

Tax Planning and Your Investments

‘Tax planning’ is left to federally-authorized tax practitioners. They prepare tax returns and defend clients pursuing relief from federal agencies for their own tax payments. They also dispute tax payment errors. Financial advisors don’t provide tax advice. They provide information on the tax consequences of specific investments they sell or recommend to clients. This type of advice is within the

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7
Oct

The Legitimate Value of Financial Advice

The financial advice industry has changed for advisors with a fiduciary financial planning emphasis in their practice.  These advisors have chosen process over product for the benefit of their clients. Additionally, new regulations, technology-enabled efficiencies, and fee compressions will continue to influence the advice industry. They could ultimately lead to higher client satisfaction and asset growth through relationship management.  No

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21
Aug

Back To School Financial Guide For 2019

Back To School Financial Guide For 2019 In a recent study conducted by the ‘National Retail Federation and Prosper Insights and Analytics’, it was found that the average American family will spend just south of $700 for back-to-school costs in 2019. Is your child soon to be a college student? The same survey reported you should be ready to spend

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3
Apr

Guaranteed Income in Your Retirement

Guaranteed Income in Your Retirement One of the biggest concerns of preretirees and retirees is income. This makes a lot of sense when you consider that all your savings essentially breaks down to an annual income you need to have to live comfortably during your retirement years. One of the options many seniors explore when trying to secure their retirement

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3
Apr

Guaranteed Income in Your Retirement

Guaranteed Income in Your Retirement One of the biggest concerns of preretirees and retirees is income. This makes a lot of sense when you consider that all your savings essentially breaks down to an annual income you need to have to live comfortably during your retirement years. One of the options many seniors explore when trying to secure their retirement

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6
Mar

Taxes in Retirement: What You Need to Know

Taxes in Retirement: What You Need to Know Life after retirement is full of changes and challenges, not the least of which is trying to understand how taxes will impact your income and deductions in retirement. Many wonder how big their tax bill will be in retirement and how long their retirement will last. The average American can expect to

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1
Feb

Insure Your Love

Insure Your Love Why do people really buy life insurance? For most it comes down to love. They love someone and want to make sure their family or loved ones wouldn’t suffer financially if something happened to them. A life insurance policy is the ultimate gift of love. It’s less expensive than many other standard gifts like jewelry, yet provides

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7
Jan

Make Saving More Money for Retirement Your #1 New Year’s Resolution

Make Saving More Money for Retirement Your #1 New Year’s Resolution It’s that time of year when we all make New Year’s resolutions, such as eating better, working out more, and getting into better shape. But what about your financial future? What kind of shape is your portfolio in? How much are you currently saving for your retirement? You may

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