Tag: retirement planning
PSERS/SERS, Annuities, and Pension Planning
What Pennsylvania State Employees Should Review Before Retiring Editor’s Note: This post was originally published in February 2025 and has been comprehensively updated as of...
Can You Outlive Your Savings? The Income Strategy for Everyday Central PA Families
The possibility of running out of money is one of the biggest concerns many people have about leaving the workforce. With rising costs for groceries,...
How Do RMDs Affect Retirement Taxes? A Guide From a Retirement Advisor in Central Pennsylvania
Stepping into retirement is a major milestone, but it also changes how you interact with the IRS. One of the most overlooked challenges is the...
How Do I Maximize Social Security Income? 5 Tips for Central Pennsylvania Wealth Management
For many hardworking savers across Pennsylvania, Social Security serves as a major source of retirement income. Yet treating it as a simple “apply and collect”...
Navigating Healthcare Costs in Pennsylvania
Will my savings survive a medical event? This is one of the most common concerns we hear from retirees and those nearing retirement at 1st...
Mid-Year Portfolio Review: Why Central Pennsylvania Wealth Management Matters Before Q3
Why are mid-year portfolio reviews so important, especially this year? Mid-year is when you finally have real numbers after tax season, giving you a clearer...
Can You Outlive Your Money? Solving the 30-Year Retirement Fear
One of the most common questions people ask as retirement gets closer is: Can I outlive my money? The short answer is yes; it’s possible....
What Is the Retirement Red Zone and How Does It Affect My Income Planning?
As retirement gets closer, many people begin to think less about aggressive growth and more about protecting their assets. An important concept that arises during...
Is Your Social Security Still Taxable Under the OBBBA Rules?
If you’re approaching retirement, you may have heard discussions about changes tied to the “OBBBA” (often referred to as the “Big Beautiful Bill Act”) and...
How Can You Maximize 2026 Super Catch-Up Contributions?
If you’re nearing retirement in the next five to ten years, your final working years are among the most important periods for adding to your...
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