6 Tips to Prepare for Buying a House in 2024

If you’re considering buying a house in 2024, you may need to prepare before scheduling house showings. While having a down payment and closing costs saved is essential, these tips may drastically improve your house-buying experience:


What Does a Country’s Credit Downgrade Mean?

A country’s credit downgrade happens when a credit rating agency, like Moody’s, Fitch, or Standard & Poor’s (the big three), decides that a country is less likely to pay back its debts, lowering its credit rating. Countries like the United States sometimes need to borrow money to fund projects like infrastructure, social services, or managing the national debt.


Using Life Insurance to Create Intergenerational Wealth

Have you ever wondered how some families maintain their intergenerational wealth? What’s their secret sauce? The answer may lie in using life insurance to establish a legacy that lasts over multiple generations.


A Guide to Managing Your Finances with Accountability

For some people, managing their finances may feel like walking on a tightrope, juggling endless expenses. But with accountability, you can turn managing money into a positive endeavor.


6 Budget Revision Ideas for Empty Nesters

After years of seemingly endless school events, grocery bills that could feed an army, and the hustle and bustle of family life, your house has suddenly become quiet. You’ve become empty nesters. You must adjust your spending and budgeting habits along with this significant lifestyle change. Let’s dive into how to revise your budget when you become are empty nesters.


The Greatest Money Making Asset For Working Teens

In this article, we explore why a Roth IRA is one of the greatest money making assets for working teens. When working teens invest early in a Roth IRA, they can contribute to a strategy that could accumulate millions later in retirement. Working teens can contribute to a Roth IRA when a parent or grandparent opens the account. A Roth

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Holiday Season Deplete Your Savings? Here’s How to Recover

If you’re like many, overspending during the holiday season may deplete your savings. It is important for you to recover your savings so you’re financially prepared for unexpected expenses. Here are tips to help you spend less and send more money to your savings:


Could Inflation Be a Friend and Not a Foe?

When inflation increases, people often feel the sting of paying more for groceries, gas, and almost everything else. Many may feel inflation is terrible because their paychecks are shrinking, and they don’t like paying more for the same items. But inflation also has positive benefits that may occur over time, such as:


How Pets Could Impact Your Taxes

Many view pets as part of their family and essential to their happiness and mental health. Pets can be an added expense as they may need special diets. Or even require veterinary services, and in some cases, pet daycare.


How Debt Holds Families Back from Financial Confidence

Debt can hinder financial confidence when you spend more than you make and borrow using credit. Other financial problems may occur, such as inadequate emergency or retirement savings.