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Backdoor Roth IRA Conversions: What You Need to Know For 2022

Some changes are coming for converting your traditional to a Roth IRA as part of the Build Back Better Bill that the U.S. House approved in November 2021. If you are considering a ‘backdoor’ Roth IRA conversion or are curious about what it is, this article will help you understand the changes coming to this strategy starting in 2022.


January is International Wealth Mentality Month

Becoming wealthy or increasing your existing assets is a common goal many people have. Both can be accomplished when you adopt a wealth mentality by spending less, saving more, and looking for ways to improve your financial situation.


Ready, Set, Save in 2022 with These Simple Tips

There’s no better way to start the New Year than with a list of goals you’d like to achieve. Whether you’re pleased with your current financial situation or wish to improve it, 2022 is a great year to focus on your finances. Here are simple tips to help you save in 2022:


It’s Holiday Season! Is Your Budget Ready?

According to a 2021 forecast from Deloitte, U.S. consumers will spend up to 9% more this holiday season compared to last year. Since holiday season spending doesn’t include just gifting, it’s essential to set your budget now.


December 3rd is National Roof Over Your Head Day

The basic necessity of having a roof over your head is often overlooked. It is essential to having a happy and successful life. National Roof Over Your Head Day is celebrated every year on December 3rd and serves as a reminder of the affordable housing issues in the U.S.


Financial Planning Tips for Military Families

Sixty-five percent of military families have experienced financial stress, according to a finance and lifestyle survey by This statistic is no surprise as they often face frequent deployments, high moving expenses, cost-of-living adjustments, and inconsistent pay. Here are some quick financial planning tips for all our veterans.


Four Reasons to Support Small Businesses

In 2010, American Express created a holiday called “Small Business Saturday.” It takes place every year on the Saturday after Thanksgiving to encourage Americans to support small businesses. This Small Business Saturday on November 27th, consider “shopping small” as you purchase holiday gifts. Here are several reasons why it’s essential to support small businesses.


November is National Family Caregivers Month

Many people care for a loved one out of necessity as their family members can’t care for themselves. Family caregivers often help with a wide range of household chores, social and companion needs, and managing finances.


The Importance of Long-Term Care Planning

According to the U.S. Department of Health and Human Services, over 70% of seniors will require long-term care at some point in their lives. Despite this statistic, very few people have a plan. Without a long-term care (LTC) plan, your finances will likely suffer if you need to pay for care. You may also put your family members in a

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Financial Planning: Goals, Manage Roadblocks, and Get a Second Opinion

October is financial planning month and a great time to review your financial situation. Regardless of what your goals are, financial planning can help you achieve them. Financial planning is examining your financial situation and designing a specific plan to help you reach your goals.